From the Editor
M. C. Patwardhan

Proof That Spot With Its Derivative Is Stabler Than Spot Alone
Rajas Parchure
Professor,
National Insurance Academy

Deposit Insurance: How Much of it is Insurance!
Dr. K. C. Mishra
Director,
National Insurance Academy, Pune

Indian Plate, Earthquake Hazard And Insurance
A.B. Pandey
Research Associate,
National Insurance Academy, Pune

IBNR Estimation – A Case Study
Anurag Rastogi
Research Associate,
National Insurance Academy, Pune

Data Warehouse, Data Mining and CRM
Dr. S. Chandrasekhar
Chair Professor, Chairman, I T and Operations Management Group and MCA and
Director Software Development Center, Fore Schools of Management, New Delhi
& R. Das
Information Officer & Assistant Professor
National Insurance Academy, Pune